Originally Posted by spirit_queen
If she's American, it is; you need insurance cards for everything, and the only way to get one of those is by going through a parent/guardian; no seventeen-year-old has a health insurance card in their wallet that I know of. So, if she's american, she'd have to go through her mom either way.
And, judging by how she so natually said "mom" instead of "mum", I can assume she is American.
That depends entirely upon the person and where they live.
If she has a job and no insurance, then she can just pay for the visit.