<TEXTAREA rows="5" cols="20">TEXT GOES HERE
use that as a code to place html in it looks like a box first then you can type in your html. An easiar site is piczo it guides you through the steps of html and does it for you. Piczo: Free Website Builder and Glitter, Music, Videos, Graphics, Codes, and more
then you can you can put iamges where it says text goes here. put something like: [IMG*]http://i9.photobucket.com/albums/a92/delly1/delly-2.gif[ */IMG]
just delete the * you can get this code from photobucket to upload images . Image hosting, free photo sharing & video sharing at Photobucket
make an account if you don't already have one as it is very useful.
Also using the [IMG*]http://i9.photobucket.com/albums/a92/delly1/delly-2.gif[/IMG*] code not only do you delete the *
but change the [ ]
to < >
it should work after that otherwise I would strongly recomend piczo if this is confusing because it guides you through soo many steps.