I have not lost my virginity yet and I am 16. People ask me, but I tell them no, i am not ready yet. For some reason, my friends respect me even more. I guess it is because I had enough confidents to say no. Whether to wait until married to have se.x it your decision. Like other people said, only you'll know when the time is right. I am not pressuring you to have se.x until your married, I am just saying wait until you are ready.